You should receive your “closing disclosure” at least 3 days prior to your closing for review. This official document outlines your exact mortgage payments, escrow, and additional fees you will pay, called closing costs. If you wish to read through all the closing paperwork in detail (such as your mortgage), it is best to request those documents in advance.
If you are the buyer, do a final walk-through within 24 hours of the closing. This allows you to make sure the seller has vacated the premises and ensure that the home is in the condition agreed upon in the contract for sale.
What is needed for your closing: You must bring a valid, government-issued photo ID to your closing. Make sure your ID has not expired. If you are the buyer and funds are owed, any amount over $2,500 must be issued as a certified cashier’s check. As the seller receiving funding, either bring wiring instructions or a cancelled check. Also, the seller should bring any keys to the home.
Be prepared to sign a lot of paperwork!
A closing generally takes between 30 minutes to an hour.
329 West Maple Street, New Lenox, Illinois 60451, United States
09:00 am – 05:00 pm
20 South Clark, Suite 2900
Chicago, IL 60603
866-969-5010 (Toll Free)
360 Memorial Drive, Suite 110
Crystal Lake, IL 60014
2500 E. Devon Ave, Suite 100
Des Plaines, IL 60018
650 E. Diehl Road, Suite 107
Naperville, IL 60563
9601 Southwest Highway
Oak Lawn, IL 60453
2311 W. 22nd Street, Suite 310
Oak Brook, IL 60523
1375 East Woodfield Road, St. 260
Schaumburg, IL 60173
255 East Lake Street, St. 202
Bloomingdale, IL 60108
9031 West 151st Street, St. 110
Orland Park, IL 60462
Schedule a Closing: ILclosings@onwardtitlellc.com